www.CreditRepairPublishing.com info from the Credit Secrets Bible CREDIT REPAIR FACTS and FALLACIES 6 Ways to Separate Fact From Fiction! Credit bureaus like experian, equifax and trans union are not government agencies. They are privately held for profit companies…. So many consumers freak out about their credit report and the credit bureaus. It’s the like the credit boogeyman is chasing them in a bad credit dream (or credit nightmare). So much information is conflicting it’s easy to get confused. Most banks and credit bureaus like trans union, equifax and experian would love you to believe that the only thing that can repair your credit report is time. Laughs…. How about all the errors and inaccurate information? Can that only improve or heal over time as well? let’s face it. You’re worth more to the credit bureaus and banks with bad credit then good. You’re worth more with a low credit score than a high credit score. So, is it any surprise the system is slanted and almost all the errors are in the favor of the banks and credit bureaus like experian, equifax and trans union? Hmmmm…. Can 100% accurate information be removed from your credit reports? Actually, contrary to popular belief, it can. Nothing prohibits a credit furnisher of information (FOI) from removing accurate information from a credit report. Even if it is negative or derogatory. Remember, credit bureaus are really in the business of selling information. It just happens to be that negative …