The Real Estate Institute of Western Australia has dismissed claims by BIS Shrapnel, that house prices in Perth, WA would grow by around 7 per cent each year for the next three years.

REIWA President Alan Bourke said this prediction was not supported by current trends in real estate data.

“REIWA data is showing that the number of properties on the market in Perth has jumped by 32 per cent since January, with more than 14,000 listings currently up for sale in a sluggish market,” said Mr Bourke.

Mr Bourke said the Perth rental market was also quite soft.He said rents have remained steady for more than a year and a half and that the vacancy rate of available properties is hovering around 4.

“The reality is that the uncertain economic conditions overseas, coupled with concern about the resources super tax and a lowering of the expected migration intake over the next year is making the local market very flat, with many buyers waiting until after winter and the looming Federal election to see how things pan out.

“I expect that the Perth property market will be very steady for at least the next year, then after that we may start to see some modest growth, but nothing like 22 per cent over three years, that just isn’t realistic under current conditions,” Mr Bourke said.

Mr Bourke said Perth had become a buyer’s market.  Home opens seeing many people doing the rounds to make sure they saw everything in their price range to ensure the best deal.

“Sellers need to understand that the Perth market will be flat for at least a year, so it’s important to listen to your agent about setting the right price for a quick sale,” Mr Bourke said.

Real estate investing and Bulk REO are tough businesses right now.   While the business of buying and holding real estate as a long term investment remains a legitimate and viable strategy for wealth building, profit is no longer guaranteed as it once appeared to be.  

With that in mind, the astute real estate investor will consider some specific real estate investment concepts to complement the “tried and true” strategy of long-term buy-and-hold investment houses:  

*  Internet Marketing – The internet continues to grow at an astounding rate and its value as a marketing medium grows even faster.  With the expanding influence of social networking and the ability of “normal” internet users to directly interact with each other, the internet has become a center of social persuasion and an extremely viable medium for “getting the word out” about products and services available to average people.  The benefits aren’t reserved for large businesses, either.  While the internet has become increasingly competitive in recent years, it’s still imminently accessible as a marketing medium even for solo entrepreneurs with a modicum of determination and education.  

*  Bulk REO – the prevalence of foreclosures in our economy has put mortgage lenders into a difficult position.  With large pools of foreclosed properties on their books, it is no longer efficient for these lenders to sell their foreclosed properties one-by-one through real estate brokers.  As such, mortgage lenders are increasingly opting to sell their foreclosures in “packages” to well-funded investors, at steeply discounted prices.  Bulk REO investing is a rapidly emerging trend and will continue to be a significant tool for real estate acquisition and disposition until such time as the current foreclosure crisis abates and the foreclosure rate regresses to more normal historical levels.  

It’s a different world in the real estate investment business.   It would be very, very simple to think that the foreclosure crisis has caused the door of opportunity to be slammed entirely shut.   Yet that’s simply not the case.   When one observes the state of the real estate market, it is undeniable that fundamentals matter more than ever.   For example, the selection of the local real estate market is of greater importance than ever, considering the huge disparity that exists among the thousands of real estate markets across the United States.   Additionally, the role of regulatory compliance is greater than ever given the activist nature of the current presidential administration.  

Without a doubt, there are very major challenges in today’s real estate investing market.   But with some persistence, determination and creativity, there is still plenty of opportunity.

You would have to be hanging out under a rock not to see how popular mobile phones are.  It’s important for small business owners to realize how often their customers are using their mobile phones, to talk, to text, even to surf the Internet. 

The mobile phone revolution has resulted in a significant increase in mobile advertising as well.  While only a short time ago only big advertisers could afford and use mobile advertising, that trend is ending and small to mid sized business owners are enjoying the benefits of mobile advertising as well.  Following are a few of the great benefits mobile advertising can offer to the small to midsized business owner:

1.    Rates of Conversion.  One of the most popular mobile advertising avenues is when customers “subscribe” to receive SMS text messages from vendors they choose.  Since the customer has already expressed an interest in the vendor and what they have to offer, the ads sent by the vendor typically have much higher conversion rates than other advertising methods. 

2.    Low Cost of Mobile Phone Advertising.  Not only are most small business owners able to find a mobile advertising program that is within their budget, the cost to set up a phone advertising campaign is typically very affordable as well. 

3.     Ability to Target Mobile Advertising Campaigns.  It’s simple for a small business owner to advertise directly to their ideal target with mobile advertising, because much of it is based on an opt in strategy.  Different criteria that can be used are age, gender, even location.  Because of this unique ability to zoom in on those customers that are most likely to respond to your advertisements, mobile advertising is a very beneficial option for the small business owner. 

Any small business owner knows that the best way to be successful is to give the customer what they want when they want it.  Because they are able to meet that goal, mobile phone advertisements are a great option for the small business owner

To find more information about mobile phone advertising for the small and mid sized business owner, visit SmallBusinessMobileAdvertising.com.  Make sure to take advantage of the opportunity to give mobile sms advertising a trial run for free for 15 days (mention the promo code “mobilenow” and receive double the credits during your trial period).

The first-time home buyers tax credit ($8000 for most of the people in the area), which was scheduled to expire November 30^th, has been extended to include sales for contracts which are written by April 30, 2010 and closed prior to July 1, 2010. The credit has also been expanded to make more even more people eligible. Most notably, move-up buyers are now eligible for up to a $6500 tax credit, provided that they have owned their home for at least five years.

This tax credit is going to expire almost exactly when market typically gets fired up. As it stands, we should see a speeding-up of the market, as would be springtime buyers rush to collect the tax credit. If you’re going to sell your house this spring – make sure you act now to take advantage of this opportunity. It’d be a shame to miss out on this one-time-only rush for homes.

Homebuyer Tax Credit Basics

• Tax Credit: Equal to 10% of the sales price up to a maximum of $8000 for first-time home buyers/ $6500 for move-up buyers.
• First-Time Home buyer: Individuals who have not owned a home for the past three years.
• Move-Up Buyer: People who have lived in their current home for 5 of the past 8 years.
• Income Restrictions: Individuals with an adjusted gross income up to $125,000/ $225,000 if filing jointly. The credits are limited for people making between $125,000 and $145,000 and joint filers with income between $225,000 and $245,000. For instance, an individual first-time home buyer with a salary of $135,000 would qualify for up to a $4000 tax credit (half of $8000).
• Eligible Properties: Any condo, townhome or single-family home to be used as a primary residence with a maximum sales price of $800,000.
• Deadline: Contracts must be written by April 30, 2010 and closed by July 1, 2010.

Eddy Bahm. runs a blog about the best Arlington condos, especially Courthouse condos and Ballston condos

Long-term memory refers to the continuing storage of information ( Publicity PR ) . So be aware, the responsibility (or not) that gives you a piece of information to keep for long, because (in person is important or useful for you and your wife’s birthday), you need (for example) the procedures for employment or study material for exams or have an emotional impact (a place that had an accident where the restaurant you are looking for a wedding or the first time led by car) offers. As long-term memory is subject to being faded out or parts or the whole of the event being forgotten, several recalls/retrievals of memory ( Crisis communication ) may be needed for long-term memories to last for years, it is dependent also on the depth of processing. Individual applications may be intervals in accordance with the principle of repetition properly distributed.

Here then are 10 best ways to improve your memory.

1. Physical Exercise

Over the years, as more studies are conducted on the human brain, it has become more apparent to scientists that the connections between the body and mind are stronger than were previously imagined. Not only is physical exercise important for keeping the body healthy, but it has also become apparent that it may reduce the chances of a person developing dementia or other memory ( Corporate communications ) disorders. There are an amount of reasons for the cause of this happens. Physical exercise has an effect on the cardiovascular system that is well documented. It seems that there is a connection between the health of the brain and the health of the heart.

It has been proved that physical exercise plays an important role on the regulation of the blood sugar levels. Experts believe that the amount of glucose tolerance in the body has an effect on the size of the hippocampus. Besides this,exercise will grow the number of blood flow to the brain,and this blood is rich in oxygen. Increased oxygen and blood to the brain to function properly and this affects memory. While physical exercise is important for both men and women, research have shown that it is more important for aging women than men.